Terms and Conditions

1. Acceptance of Terms

By accessing or using the Sanchoy Bhorona website or any associated services (collectively, the "Services"), you agree to be bound by these Terms. If you do not agree with any part of these Terms, you should not use the Services. We may update these Terms from time to time, and continued use of the Services after changes are posted constitutes acceptance of the revised Terms.

2. Description of Services

Sanchoy Bhorona provides data analysis and decision-support tools intended to assist users in evaluating information relevant to their own research and decision-making processes. The Services are provided for informational purposes only and do not constitute financial, investment, legal, or professional advice of any kind. Any outputs, reports, or insights generated through the Services should not be relied upon as the sole basis for any decision.

3. No Investment or Financial Advice

Nothing provided through Sanchoy Bhorona should be construed as a recommendation, solicitation, or offer to buy or sell any financial instrument, security, or asset. We are not a licensed financial advisor, broker, or investment manager. Users are solely responsible for conducting their own due diligence and consulting with qualified professionals before making any financial or investment decisions.

4. Eligibility

You must be at least 18 years of age, or the age of legal majority in your jurisdiction, to use the Services. By using the Services, you represent and warrant that you meet this requirement and that you have the legal capacity to enter into these Terms.

5. Account Registration and Security

Certain features of the Services may require you to register for an account. You agree to provide accurate, current, and complete information during registration and to update such information as necessary. You are responsible for maintaining the confidentiality of your account credentials and for all activities that occur under your account. Notify us promptly of any unauthorized use of your account.

6. Acceptable Use

You agree not to use the Services for any unlawful purpose or in any manner that could damage, disable, or impair the Services. Prohibited conduct includes, without limitation:

• Attempting to gain unauthorized access to our systems or other users' accounts
• Reverse-engineering, decompiling, or otherwise attempting to extract source code from the Services
• Uploading or transmitting malicious code, viruses, or harmful data
• Using automated means to scrape or extract data without prior written consent
• Misrepresenting your identity or affiliation with any person or entity

7. Intellectual Property

All content, software, designs, logos, trademarks, and other materials made available through the Services are the property of Sanchoy Bhorona or its licensors and are protected by applicable intellectual property laws. You are granted a limited, non-exclusive, non-transferable license to access and use the Services for personal or internal business purposes only. No other rights are granted, and you may not reproduce, distribute, modify, or create derivative works without our prior written consent.

8. Fees and Payment

Where the Services include paid features, applicable fees, billing cycles, and payment terms will be disclosed at the point of purchase or subscription. All fees are non-refundable except as required by applicable law or as otherwise expressly stated. We reserve the right to modify our pricing with reasonable advance notice.

9. Third-Party Links and Services

The Services may contain links to third-party websites or integrate with third-party services that are not owned or controlled by Sanchoy Bhorona. We are not responsible for the content, policies, or practices of any third-party sites or services. Your interactions with third parties are solely between you and the respective third party.

10. Disclaimer of Warranties

The Services are provided on an "as is" and "as available" basis without warranties of any kind, whether express or implied, including but not limited to warranties of merchantability, fitness for a particular purpose, accuracy, or non-infringement. We do not warrant that the Services will be uninterrupted, error-free, or free of harmful components, or that any data or analysis provided will be accurate, complete, or reliable.

11. Limitation of Liability

To the fullest extent permitted by applicable law, Sanchoy Bhorona, its affiliates, officers, employees, and agents shall not be liable for any indirect, incidental, special, consequential, or punitive damages, including loss of profits, data, or goodwill, arising out of or in connection with your use of or inability to use the Services, whether based in contract, tort, or any other legal theory, even if advised of the possibility of such damages. Our total aggregate liability for any claim arising from these Terms shall not exceed the amount paid by you, if any, for use of the Services in the twelve months preceding the claim.

12. Indemnification

You agree to indemnify and hold harmless Sanchoy Bhorona and its affiliates, officers, employees, and agents from and against any claims, liabilities, damages, losses, and expenses, including reasonable legal fees, arising out of or in any way connected with your access to or use of the Services, your violation of these Terms, or your violation of any rights of a third party.

13. Termination

We reserve the right to suspend or terminate your access to the Services at any time, with or without notice, for conduct that we believe violates these Terms or is otherwise harmful to other users, us, or third parties. You may discontinue use of the Services at any time. Provisions of these Terms that by their nature should survive termination will continue to apply.

14. Changes to the Services and Terms

We may modify, suspend, or discontinue any part of the Services at any time without liability. We may also revise these Terms periodically; material changes will be indicated by updating the "Last updated" date above. Your continued use of the Services after such changes constitutes your acceptance of the revised Terms.

15. Governing Law

These Terms shall be governed by and construed in accordance with the laws applicable in the jurisdiction in which Sanchoy Bhorona operates, without regard to its conflict of law principles. [This section should be finalized to reflect the governing jurisdiction applicable to your business.]

16. Severability

If any provision of these Terms is found to be invalid or unenforceable, the remaining provisions shall continue in full force and effect, and the invalid or unenforceable provision shall be deemed modified to the minimum extent necessary to make it valid and enforceable.

17. Entire Agreement

These Terms, together with our Privacy Policy and any other legal notices published by Sanchoy Bhorona, constitute the entire agreement between you and Sanchoy Bhorona regarding the use of the Services and supersede any prior agreements or understandings.

18. Contact Information

If you have any questions regarding these Terms, please reach out through the contact details provided on our Contact page.